3.Which of the following are advantages to finance companies that are not enjoyed by commercial banks? I. lending money to a depositor. II. borrowing from another bank. III. borrowing from the Federal Reserve discount window IV. purchasing a futures contract. V. a line of credit for a Leveraged Buyout Fund (LBO)

		A.II and IV
		B.IV and V
		C.I and III
		D.II and IV
		E.II, III, IV, and V