3-Which of the following statements is not correct? A-a Operational risk is related to the company's internal process, including employees, machinery, equipment, computer systems and others -b. Legal risks onse from the legislative and legal environment in which the company operates, which may affect the company adversely C-Credit risk involves the customers inability to pay his obligations on time -d Country risk refers to political instability, armed conflicts, revolutions, wars, etc. 4-An individual may commit an act that results in bodily injury or property damage. The court may order the person responsible for the wrongful act to pay damages to the aggrieved party. This type of risk is called a-Non-diversifying risks b- Legal liability risks c-property risk d-speculative risk 5-The insurance premium is related to the uncertainty about the size of the payments; the premium is also group plans for :a-higher, higher b-. higher, lower c- lower, lower D-it lower, higher