4. [-/1 Points) DETAILS CRAUDQL3 4.2.020B. MY NOTES ASK YOUR TEACHER PRACTICE ANOTHER Rounding in the calculation of monthly interest rates is discouraged. Such rounding can lead to answers different from those presented here. For long-term loans, the differences may be pronounced. Assume that you take out a $3000 loan for 30 months at 9.5% APR. How much of the first month's payment is interest? (Round your answer to the nearest cent.)