4. (10 points) Envision a scenario where you have a strategic opportunity where you could invest a specific amount of money today, say $10,000 for an anticipated increase in profits that will continue each year for the next five years, say $3,000 each year. a. Describe the process of how you would use the concept of the time value of money and net present value to consider this decision. How do you know if this is a good business decision? Be explicit about your thought process. b. How would changes in the interest rate affect your decision? What if the increased profits didnt start until year 5 and continue until year? Explain how changes in the interest rate and the timing of costs and benefits (sooner or later) would affect the NPV of costs and benefits in the future. Dont forget to complete the multiple-choice portion of the final exam.