4. (2pts) The year is 2005. Taylor Swift wants to start a music career. It would cost $1,000,000 today to make her first album. She has a payback period of 3 years. In her first year, she would earn $100,000. In her second and third years, she would earn $250,000. In years 4 and 5, she would earn $7,000,000. Every year after she would earn $10,000,000. Interest rates are currently 5% annually. Should she pursue music? Show your reasoning using the payback method and state your decision.