$47.$ What will the impact on the NII of a bank whose RSAs are worth $$100$ milliongive return $6\%$ and $$90$ million RSLs cost $4\%$ and interest rate are going to increase by $1\%$ on assets and $1\mathrm{.}5\%$ on liabilities?

a$.$ $$15,250$

b$.$ $$497,500$

c$.-$$$350,000$

d$.-$$$500,000$

$48.$ What will the impact on the NII of a bank whose RSAs are worth $$150$ million and RSLs worth $$90$ million and interest rate are going to increase by $1\%?$

a$.$ $$200,000$

b$.$ $$600,000$

c$.-$$$600,000$

d$.$None of the above.

$50.$ What is the liquidity index of a FI that has $3$ assets.

Fair Market Value Liquidation Value

Bonds $$10,000,000$ $$9,875,000$

Loans $$200,000,000$ $$198,500,000$

T$-$Bonds $$100,200,000$ $$100,500,000$

a$\mathrm{.}96\mathrm{.}5\%$

b$\mathrm{.}99\mathrm{.}57\%$

c$\mathrm{.}94\mathrm{.}53\%$

d$\mathrm{.}94\mathrm{.}25\%$