4. A first-round draft choice quarterback has been signed to a three-year, $30 million contract. The player is to receive $5 million in salary at the end of the first year, $10 million the second, and $15 million at the end of the last year. Assuming a 15% discount rate, is this package worth $30 million? If not, how much is it worth? PLEASE EXPLAIN STEP BY STEP USING EXCEL