4. A real estate company is concerned about the damages to their rental properties from the tenants that live in them. Often when the tenants leave, the property needs painting, some furniture could be damaged, and the electrical devices might be dysfunctional causing financial losses to the company. In addition, some tenants sublet the rooms illegally while others leave without completing their rent payments. Provide an explanation of how to manage any of these risks from the treatment methods listed below. (2 marks) a. Loss prevention: b. Loss reduction: c. Non-insurance transfer: d. Retention