4) Advise Philip on his investment and savings options given the circumstances below: Philip is aged 45 and, having experienced the 2007-08 financial turbulence and post-Brexit uncertainty, is eager to protect part of his savings and future investments against any upturn in inflation in the long term. Philip is prepared to invest in the stock markets provided he has a degree of capital protection. (40 marks, approximately 1000-1250 words required). Please reference your writing if you're going to use sources. Thank you in advance for taking the time to answer my question.