4. Analyze the usage of interest rate derivatives by Citi and CVBF. Create the following table for each company using Schedule HC-L, items #12 and #13, Column A. 12-31-22 12-31-21 12-31-20 12-31-19 12-31-18 Interest rate contracts held for trading Interest rate contracts held for purposes other than trading (hedging) How has the use of the derivative contracts change across periods for each BHC? Which BHC is more involved in the derivative business? Do the companies use derivatives for trading or hedging, or both