4) Calculate the present value of cash reserve owned by your family sugar cane plant estimated at $2.5 million to be received 25 years from now at 5 percent discount rate. (5 points) 5) Calculate the total value of a typical student loan of about $45,000 using compound interest paying an annual interest rate of 8 percent for 20 years. How much is the student paying on interest only for the period? (8 points)