4. Classify the following laws as substantive or procedural: a. A law that requires public schools to hold a hearing before a student is expelled. b. A law that establishes a maximum interest rate for credit transactions of 24 percent. c. A law that provides employee leave for the birth or adoption of a child for up to 12 weeks. d. A law that requires the county assessor to send four notices of taxes due and owing before a lien can be filed (attached) to the property.