4. Do bankers create money? A. No, they cannot do this as private businesses. B. No, they are prevented by federal law. C. Yes, through multiple deposit creation. D. Yes, by opening checking accounts for customers. Answer AND Please explain: 5. Assume that the required reserve ratio is 25%. If the Fed buys $10 million worth of government securities from the public, the change in the money supply will be A. -$50 million. B. -$40 million. C. $40 million. D. $50 million. Answer AND Please explain