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4 Estimate the affordable monthly mortgage payment, the affordable mortgage amount, and the affordable home purchase price for the following situation. (Refer to Exhibit 9-8

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4 Estimate the affordable monthly mortgage payment, the affordable mortgage amount, and the affordable home purchase price for the following situation. (Refer to Exhibit 9-8 and Exhibit 9-9) (Round time value factor to 2 decimal places, Intermediate and final answers to the nearest whole number.) Mortgage coats 4,100 15 5 215 5 335 2.5 Monthly gros Incone Down payment to be made percent of purchase price) Other debe (monthly payment) Monthly estimate for property taxes and insurance 30-year loan Doroon Percent Answer is complete but not entirely correct. Affordable Amount Affordable monthly mortgage payment S Affordable mortgage amount 5 (57.243) Affordable home purchase price 5 4.088,815 (420) be STAR Pearson eText Bco... T Top Hat ECON 225 Connect Bcore Bibi 98 Housing adfordability and mortgage calor SA $48,000 + 12 $48.000-12 Stept Determine your monthly gross income (annual income divided by 12) $4.000 $4000 SL520 $1320 Step 2: With a da payment of least percent, landers Asia 33 percent of monthly gros Income as a guideline for Principal interest and insurance and 38 percent of monthly gros income as a puldeline for Piplus other debt payments mo -380 -300 -300 Step 3 Subtract other debt payments e. payments on an autofon and an estimate of the monthly costs of property taxes and homeowners Insurance 5 340 S20 Affordable monthly mortgage payment 5734 $1.000 -57.34 * 5.000 Step 4Divide this amount to the monthly mortgage payment Der $1000 based on current mortocerte percent 30 sono camole see 9.9 and multiply by S1000 bordable mortgage amount $114 S3855 Steps Dude your affordable more on the fractional como down 14 with payment Isle horten SE 30 Yours Torm Rate 25 Yours 20 Yans 15 Yours 3.0% $4.22 $4.74 $5.55 $6.91 3.5 4.49 5.01 5.80 715 4.0 4.77 5.28 6.06 7.40 4.5 5.07 5.56 6.33 7.65 5.0 5.37 5.85 6.60 7.91 5.5 5.68 6.14 6.88 8.17 6.0 6.00 6.44 7.16 8.43 6.5 6.32 6,67 7:45 8.71 70 6.65 706 7.75 8.98 75 6.99 7.39 8.06 9.27 8.0 7.34 7.72 8.36 9.56 8.5 769 8.05 8.68 9.85

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