(4) Farmstate Insurance Company wants to sell you an annuity (a series of equal payments) that pays $543.56 per month for five years with the first payment starting next month. They have quoted the price of the annuity as $27,000. If your required rate of return is 11% per year, should you pay Farmstate what they are asking? What is the value of this annuity to you? (4 points)