4. How Much of a Major Auto Accident Loss Will Be Covered? Ashley Diamond of Griffin, Georgia, drives an eight-year-old Toyota valued at $5600. She has a S75,000 personal automobile policy with $10,000 per-person medical payments coverage and both collision ($200 deductible) and comprehensive cov- erage. David Smith of Bristol Virginia, drives a four- year-old Chevrolet Malibu valued at $9500. He has a 25/50/15 family automobile policy with $20,000 in medical payments coverage and both collision ($100 Late one evening, while he was driving back from Rocky Mountain National Park, David's car crossed the centerline of the road, striking Ashley's car and forcing it into a ditch. David's car also left the road and did extensive damage to the front of a roadside store. The following table indicates the damages DO IT IN CLASS and their dollar amounts. at deductible) and comprehensive insurance PAGE 309 Item Bodily injuries suffered by Ashley Bodily injuries suffered by Fran, a Amount $ 6,800 28,634 passenger in Ashley's car Ashley's car Bodily injuries suffered by David Bodily injuries suffered by Cecilia, 9,600 2,700 12,845 a passenger in David's car David's car Damage to the roadside store 9,500 14,123