4. Justin would be to buy boney 2003. The file de Juny 2003. The house price is TH 4.000.000. Hver the bank will let you sely with the details of the afore Amal Interest Rate Second Year Third Year Fourth Year www MERIN Ante Mikk (Minimum Keadily In this celui decidei pyTHS with a planten er hele paid for three years. After two and a half year from the first payment haven. Juli trying to find the finance from alle finally free which wing offen. The offer from these was follow Fire Year Seal Year Further Third Year Bank Annual Rate Dewards Annual Rate A Rate Anna A 0.94 1 MRR15 . MER-19 25 $751 MRR - 179 During the refinance, Juvin wally THB 50,000 4.1. When what will be the date of the last how we you by 42. Wow, how much is Justin's Holy 43. Weblinance, bowcis Justin's tal interested 44 Without Tofinance, how much is Juntis inter payment periodo 45 hatin decided to do the finance with Bank A. and he will not disturi afwand, what is Justin satul pame? 4.6. Justin decided to do the time with Blank Aanded to the time afterwand, what is actin's Botal interest 47. Justin decided to do the reliance with Bank Aadhe e do te mere afterwand what is hostin's payment pencipal in period is C 4. Justin decided to do the same with Bank and be will do the erwards, what is italy 49. Justin decided to do theme with all the wilderne was, what is still interese payment 4.10. Justin decided to do the rice with Bank Buell do the sense want, what is tie's principal ini 411 Justin decided to do then with Bank and be will see the therwand, what is Postes al payment 4.12.16 Jetin decided to do the with Bank und wie die there hewani, what is Justin's repayment 133. Justin decided to do the face with Bank Che will do the sea forward, what are payment in 112 4.14. Justin was to do neatitink the best choice Justin! Why? 4.15. Justin was to detean which the best choice Just Way 2.75% 4. Justin would like to buy a house on 1 January 2023. The first payment will be paid on 31" January 2023. The house price is THB 9,000,000. However, the bank will let you loan only 85% with the detail of annual interest rate as follows: Period Annual Interest Rate First Year 255 Second Year Third Year 3.25 Fourth Year Onwards MRR - 1% Assume that MRR (Minimum Retail Rate) is fixed at 8.5% annually In this case, Justin decide to pay THB 50,000 with a plan to refinance after he would have paid for three years. After two and a half years from the first payment have passed, Justin is trying to find the refinance information from several banks. He finally found three banks which have interesting offers. The offer from these three banks are as follows: Fourth Year First Year Second Year Third Year Bank Onwards Annual Rate Annual Rate 0.75% 2% MRR -1.5% MRR - 1.25% 5.75% MRR - 1.75% During the refinance, Justin will pay THB 50,000 monthly as usual. 4.1. Without refinance, what will be the date of the last payment and how much will be your last payment? (I point) 4.2. Without refinance, how much is Justin's total payment? (I point) 43. Without refinance, how much is Justin's total interest payment? (point) 4.4. Without refinance, how much is Justins interest payment in period 100? point) 4.5. If Justin decided to do the refinance with Bank A, and he will not do the refinance afterwards, what is Justin's total payment? (I point) 4.6. If Justin decided to do the refinance with Bank A. and he will not do the refinance afterwards, what is Justin's total interest payment? (I point) 4.7. If Justin decided to do the refinance with Bank A, and he will not do the refinance afterwards, what is Justin's payment to principal in period 1512 (1 point) Annual Rate Annual Rate 1% B 0.5% 0.75% 196 1% 2% 4.8. If Justin decided to do the refinance with Bank B, and he will not do the refinance afterwards, what is Justin's total payment? (1 point) 4.9. If Justin decided to do the refinance with Bank B, and he will not do the refinance afterwards, what is Justin's total interest payment? (1 point) 4.10. If Justin decided to do the refinance with Bank B, and he will not do the refinance afterwards, what is Justin's payment to principal in period 160? (1 point) 4.11. If Justin decided to do the refinance with Bank C, and he will not do the refinance afterwards, what is Justin's total payment? (1 point) 4.12. If Justin decided to do the refinance with Bank C, and he will not do the refinance afterwards, what is Justin's total interest payment? (1 point) 4.13. If Justin decided to do the refinance with Bank C, and he will not do the refinance afterwards, what is Justin's interest payment in period 112? (1 point) 4.14. If Justin wants to do refinance only one time, which bank is the best choice for Justin? Why? (1 point) 4.15. If Justin wants to do refinance every three years, which bank is the best choice for Justin? Why? (1 point) 4. Justin would be to buy boney 2003. The file de Juny 2003. The house price is TH 4.000.000. Hver the bank will let you sely with the details of the afore Amal Interest Rate Second Year Third Year Fourth Year www MERIN Ante Mikk (Minimum Keadily In this celui decidei pyTHS with a planten er hele paid for three years. After two and a half year from the first payment haven. Juli trying to find the finance from alle finally free which wing offen. The offer from these was follow Fire Year Seal Year Further Third Year Bank Annual Rate Dewards Annual Rate A Rate Anna A 0.94 1 MRR15 . MER-19 25 $751 MRR - 179 During the refinance, Juvin wally THB 50,000 4.1. When what will be the date of the last how we you by 42. Wow, how much is Justin's Holy 43. Weblinance, bowcis Justin's tal interested 44 Without Tofinance, how much is Juntis inter payment periodo 45 hatin decided to do the finance with Bank A. and he will not disturi afwand, what is Justin satul pame? 4.6. Justin decided to do the time with Blank Aanded to the time afterwand, what is actin's Botal interest 47. Justin decided to do the reliance with Bank Aadhe e do te mere afterwand what is hostin's payment pencipal in period is C 4. Justin decided to do the same with Bank and be will do the erwards, what is italy 49. Justin decided to do theme with all the wilderne was, what is still interese payment 4.10. Justin decided to do the rice with Bank Buell do the sense want, what is tie's principal ini 411 Justin decided to do then with Bank and be will see the therwand, what is Postes al payment 4.12.16 Jetin decided to do the with Bank und wie die there hewani, what is Justin's repayment 133. Justin decided to do the face with Bank Che will do the sea forward, what are payment in 112 4.14. Justin was to do neatitink the best choice Justin! Why? 4.15. Justin was to detean which the best choice Just Way 2.75% 4. Justin would like to buy a house on 1 January 2023. The first payment will be paid on 31" January 2023. The house price is THB 9,000,000. However, the bank will let you loan only 85% with the detail of annual interest rate as follows: Period Annual Interest Rate First Year 255 Second Year Third Year 3.25 Fourth Year Onwards MRR - 1% Assume that MRR (Minimum Retail Rate) is fixed at 8.5% annually In this case, Justin decide to pay THB 50,000 with a plan to refinance after he would have paid for three years. After two and a half years from the first payment have passed, Justin is trying to find the refinance information from several banks. He finally found three banks which have interesting offers. The offer from these three banks are as follows: Fourth Year First Year Second Year Third Year Bank Onwards Annual Rate Annual Rate 0.75% 2% MRR -1.5% MRR - 1.25% 5.75% MRR - 1.75% During the refinance, Justin will pay THB 50,000 monthly as usual. 4.1. Without refinance, what will be the date of the last payment and how much will be your last payment? (I point) 4.2. Without refinance, how much is Justin's total payment? (I point) 43. Without refinance, how much is Justin's total interest payment? (point) 4.4. Without refinance, how much is Justins interest payment in period 100? point) 4.5. If Justin decided to do the refinance with Bank A, and he will not do the refinance afterwards, what is Justin's total payment? (I point) 4.6. If Justin decided to do the refinance with Bank A. and he will not do the refinance afterwards, what is Justin's total interest payment? (I point) 4.7. If Justin decided to do the refinance with Bank A, and he will not do the refinance afterwards, what is Justin's payment to principal in period 1512 (1 point) Annual Rate Annual Rate 1% B 0.5% 0.75% 196 1% 2% 4.8. If Justin decided to do the refinance with Bank B, and he will not do the refinance afterwards, what is Justin's total payment? (1 point) 4.9. If Justin decided to do the refinance with Bank B, and he will not do the refinance afterwards, what is Justin's total interest payment? (1 point) 4.10. If Justin decided to do the refinance with Bank B, and he will not do the refinance afterwards, what is Justin's payment to principal in period 160? (1 point) 4.11. If Justin decided to do the refinance with Bank C, and he will not do the refinance afterwards, what is Justin's total payment? (1 point) 4.12. If Justin decided to do the refinance with Bank C, and he will not do the refinance afterwards, what is Justin's total interest payment? (1 point) 4.13. If Justin decided to do the refinance with Bank C, and he will not do the refinance afterwards, what is Justin's interest payment in period 112? (1 point) 4.14. If Justin wants to do refinance only one time, which bank is the best choice for Justin? Why? (1 point) 4.15. If Justin wants to do refinance every three years, which bank is the best choice for Justin? Why? (1 point)