4 Listen Sylvie was 45 when her husband, Jacques, died. She transferred the amount of $25,000 from his RRSP to an annuity. Which of the following statements is FALSE? The annuity payments are subject to income tax at Sylvie's marginal tax rate. The annuity payments are subject to tax The transfer can happen tax free even though she is only 45 The fair market value of the RRSP is subject to income tax at Sylvie's marginal tax rate. Question 20 (1 point)