4. Over a long period, the total risk could still be substantial as what happened from 2001 to 2010. In this case, a buy-and-hold" strategy could still end up with low return. In contrast, a strategy, like Dollar Averaging, could perform well. The following table provides annual returns from SPY (an ETF that mimics S&P 500 index) Year 200/003037532 0015 100s1 l00a 2007 2009-T 2010 Return 0.0710 0.1676 0.2532 0.0315 0.0061 0.1629 0.0643 03384 0.1471 0.1812 Suppose you have S 10,000 at the beginning of 2001, and a risk-free bond yielded 3%, what would be your total wealth at the end of 2010, and what is your geometric annual return if each of the following strategy is implemented? 4. Over a long period, the total risk could still be substantial as what happened from 2001 to 2010. In this case, a buy-and-hold" strategy could still end up with low return. In contrast, a strategy, like Dollar Averaging, could perform well. The following table provides annual returns from SPY (an ETF that mimics S&P 500 index) Year 200/003037532 0015 100s1 l00a 2007 2009-T 2010 Return 0.0710 0.1676 0.2532 0.0315 0.0061 0.1629 0.0643 03384 0.1471 0.1812 Suppose you have S 10,000 at the beginning of 2001, and a risk-free bond yielded 3%, what would be your total wealth at the end of 2010, and what is your geometric annual return if each of the following strategy is implemented