4 questions for business law homework are below, including the news article.

1. Imagine that a student, who does not regularly come to class, but is registered for this class, is very angry about the questions on this exam and she/he takes the exam and rolls it up into a ball, and tells he they are going to hit me with it. I turn around and the student throws it at me, the professor. Yes, it hits me, and I didn't even see it coming, since my back was to the student. I am not seriously injured. What criminal act or acts just happened? a. Assault b. Battery C. Assault and battery d. Criminal trespass to land e. burglary 2. The attached article titled "Good news, bad news for debt collectors," caused me to think of contract law issues. Imagine that Tom owes $10,000 on his credit cards, then loses his job and cannot keep up on his monthly payments. His $10,000 debt is due February 1, 2019. The employee of the collection agency told Tom on February 15, that if Tom paid $6,000 by February 20, the $4,000 would be written off. Which of the following is correct? a. Tom doesn't owe the $4,000, if he pays the $6,000 by February 20, 2019, since he accepted the offer. b. Tom doesn't owe the $4,000, if he pays the $6,000 by February 20, 2019, because of the present value of money. C. Tom owes the $4,000, even if he pays the $6,000 by February 20, 2019, because there is no genuineness of assent. d. Tom owes the $4,000, even if he pays the $6,000 by February 20, 2019, because Tom has not provided any new consideration. e. None of these. 3. The attached article titled "Dog bite suit eyes city's role," which normally would involve the issue of either negligence, comparative or contributory, depending on the state, but since it involves a governmental entity, in this case a city, some governmental entities still have protection from liability under the old English theory "that the king could do no wrong," thus the government has no liability. What theory of law does this involve? a. intentional infliction of emotional distress b. qualified privilege C. immunity d. malpractice e. strict liability 4. The attached article titled "In twist, TSA agent jarred," deals with which criminal action? a. conspiracy b. embezzlement c. burglary d, battery e. forgeryGood news, bad news for debt collectors Lingering economic woes mean The industry averages about 20 percent business is booming, but it's recovery on delinquent debt, Strausser harder to get people to pay up said. Several decades ago, it averaged 30 percent. Sometimes that amount is shared on a By Wayne Parry contingency basis with the business to Asociated Ines ATLANTIC CITY, N.J. -- These are the which a consumer owes money. Other best of times, and the worst of times, for times, a debt collection agency will buy debt from businesses at a discount and America's debt collectors. The prolonged economic turmoil has keep whatever it can pry from the debtor. created more opportunity than ever for That part of the industry has grown sig- the profession, even while making it nificantly in recent years, collectors said. harder than ever to get folks to pay up. The most common consumer com- A gathering of debt collectors in Atlan- plaints against debt collectors involved tic City this past week found many willing three big no-nos under federal law: call- ing a debtor repeatedly or constantly; ! to work out payment plans with debtors In misrepresenting the amount or status of a ! which payments of as little as $5 or $10 a debt; and failing to notify consumers of month are acceptable. It's harder to collect their rights in writing. About half the complaints | than ever because people dealt with repeated calls are in genuine hardship," "The way collection from 'collectors. More than said Harry Strausser III, 20,000 people said debt col- president of the Mid-Atlan- agencies try to lectors falsely threatened to tic Collectors Association, who has his own collection get money from have them arrested or seize agency in Bloomsburg, Pa. their property, and more "With unemployment the people who than 17,500 said collectors way it is and the terrible have less of it is used profanity or abusive language on the phone. foreclosures, people are having a harder time mak- to get more Nearly 4,200 consumers aggressive." said a collector threatened ing ends meet. There's them with violence. more potential business, and we're having a tougher SERGEI LEMBERG, "The way collection agen- time trying to collect it." an attorney who represents cies try to get money from people who have less of it is. Also growing is the num- debtors to get more aggressive," ber of consumer com- said Sergei Lemberg, a Con- plants about debt collectors. The Federal necticut attorney who represents debtors Trade Commission says it receives more who feel harassed. "We get cases every complaints from consumers about debt day from people who have collection collectors than any other industry. Last agencies calling them sht, seven, 10 times year, it received 140,036 such complaints, a day. My own mother doesn't call me up from 119,609 in 2009. "They called me three or four times a three times a day." Collectors said hardball tactics, aside day, every day, asking all kinds of per- from being illegal, just don't work. sonal questions, like am I married, do I "Some agencies are into the intimidate have custody of my kids, can my kids pay ing side," said Jeff Kotula, a manager this bill?" Scott Tillman III, a 53-year-old with a Scranton, Pa,, collection agency musician from Oroville, Calif., told The who trains others in acceptable tech- Associated Press in a telephone interview. niques, "They try to scare people into pay- He said he was harassed over an auto lease for a vehicle he returned to a dealer- ing. We don't do that. We try to explain to ship 15 years ago. people we're helping them get their credit Businesses nationwide placed $150 bil- rating back." Yet collection agencies are quick to lion worth of debt with collection agan- point out that unpaid debt is never truly cies last year, Strausser said. Of that total, written off: Someone, somewhere, has to agencies were able to collect about $40 billion. cat it. An Industry-sponsored study says debt collectors save the average U.S. There are 4,100 debt collection agen- household $354 a year in costs it other- cies in the United States, employing wise would have been charged if nearly 450,000 people, and the industry expects to grow by as much as 26 percent businesses raised prices to cover losses instead of recovering it through a collect over the next three years. tion agency.In twist, TSA agent jarred Associated Press enger screening and be- came argumentative be- . . PHOENIX-Authorities fore she squeezed and say a Colorado woman who twisted the agent's breast allegedly groped a female with both hands. Transportation Security Police were called and Administration agent at say, Mihamae ' admitted Phoenix's international grabbing the TSA agent ` airport is facing a felony and continued to argue with officers before she Phoenix police say 61- was arrested." year-old Yukari Mihamae Maricopa County jail of- : is accused of grabbing the ficialssay Mihamae wasre- : left breast of the unidenti- leased from custody Fri- i fied TSA agent Thursday at day. They couldn't im- an airport checkpoint. mediately provide any in- . . TSA staff say Mihamae formation about her case refused to go through pass- status.Dog bite suit eyes city's role INDIANAPOLIS - The Indiana Supreme . Court will decide wheth er southern Indiana / officials should be held ." liable for a dog that bit a . 6-year-old Evansville boy. The court heard oral arguments in the case Wednesday. Misty Davis sued the city of Evansville on behalf of her son, Shawn. Her suit argues that . . animal control officials knew that the Rottweiler that attacked him was dangerous but failed to sanction its owner under the city's dangerous ani- mal ordinance, making the attack possible. A trial judge agreed . with officials' argument . but the state Court of Ap- peals in August voted 2-1 to reverse that ruling