4. Stacie is 25, and planning to save $2,000 per year for retirement, with the first deposit to be made one year from today. She will invest in an index fund, which she expects to provide a return of 10% per year throughout her lifetime. She plans to retire 40 years from today (at age 65), and expects to live for 30 years after retirement (to age 95). Her first withdrawal will be made at the end of her first retirement year, and she wants to have $500,000 left over should she live longer, or to give to her heirs. Under these assumptions, how much can she spend in each of the 30 years after she retires