4. Steven had 400 shares of Q-Fund on January 1. Each shares had a I value of $120.35. During the year he received $3,560 in dividends and $3,940 in capital gains distributions. John used the funds to purchase new shares at an average price of $150 per share. By the end of the year the shares went up to $158.5 per share. What is his percentage rate of return? (10 Points)