4. Sven Ericson is an entrepreneur in the Sydney Area. He has set up a business where he gives mobile Swedish massages. He has 16 people working for him and turns over a million dollars a year.

One of his employees was accused of misconduct with a client. A news report relating to the incident has gone viral on Facebook. Svens business is suffering from the bad publicity. Sven decides he needs to rebrand his business as a health and beauty therapy service and drop any mention of Swedish massage.

In order to fund this project Sven needs to borrow money from the bank. The bank needs guarantees against the loan and the bank suggests that Sven convince his brother Tomas and Tomas wife Inga to use their Rose Bay house as collateral to support the loan. Tomas and Inga do not speak English but they do have business degrees from Stockholm University. Tomas and Inga sign the documents for Sven.

Svens business does not improve as someone figured out that it was the same business just under a different name and again social media was used to warn the public to avoid Svens business. Owing $240,000 to the bank and having no way to pay back the money Sven realises that Tomas and Inga will lose their house. Sven disappears and the bank wants to enforce their security against Tomas and Ingas house. Will the bank succeed?