4 The following extract is from Section 21 of the Financial Intelligence Centre Amendment Act No. 1 of 2017 21G. If an accountable institution determines that a prospective client with whom it engages to establish a business relationship, or the beneficial owner of that prospective client, is a domestic prominent influential person and that, in accordance with its Risk Management and Compliance Programme, the prospective business relationship entails higher risk, the institution must: (a) Obtain senior management approval for establishing the business relationship; (b)Take reasonable measures to establish the source of wealth and source of funds of the client; and (c) Conduct enhanced ongoing monitoring of the business relationship. Read the extract from Section 21G and answer the following question. Which one of the following options is a key risk driver for Ubuntu Bank identified from Section 21G? Select one: a) Clients may have a number of very active accounts (accounts that used on a daily basis) that are used for transactional purposes, including the transfer of large sums of money (R150,000 and above) on a fairly regular basis (a few times a week). b) Clients may have several different accounts with Ubuntu Bank, each linked to a different area of their business. c) Clients may use the same passwords for all of their Ubuntu Bank apps and accounts. d) Clients may seek to hide sources of wealththrough an extensive web of businesses and businesses