4. The initial T-account of Sunshine Bank is as follows:

Assets			Liabilities
Reserves	$35 million		Deposits	$350 million
Loans	$315 million		Bank capital	$35 million
Securities	$35 million

Suppose that the required reserve ratio is 11%. If there is a deposit outflow of $35 million, Sunshine Bank will face a problem. What is the problem? What solutions could your provide to Sunshine Bank? Draw T-accounts to explain any three of your solutions in your own words.