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4) The major difference between an annuity and a perpetuity is: a) An annuity offers fixed cash payments that are payable over a limited time

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4) The major difference between an annuity and a perpetuity is: a) An annuity offers fixed cash payments that are payable over a limited time period; A perpetuity offers fixed cash payments over an unlimited duration b) An annuity offers fixed cash payments over an unlimited duration; A perpetuity offers fixed cash payments that are payable over a limited time period. c) An annui A perpetui d) An an A perpetuity ty offers cash nuity offers ty offers cash payments that are growing at a constant rate for a finite period of time; payments that are growing at a constant rate for an infinite time period. cash payments that are growing at a constant rate for an infinite time period offers cash payments that are growing at a constant rate for a finite period of time. 5) A bond offers a coupon that makes annual payments of $87.50. The bond was originally set to mature in 17 years. A quote for this bond, obtained the market price as $1,070.00. What is the YTM for this bond? 15 years after the original issue date, listed a) 14% b) 10% c) 7% d) 5% 6) When calculating Future Values, as the discount rate decreases the Future Value When calculating Present Values, as the discount rate increases the Present Valu a) increases; increases c) increases; decreases d) decreases; increases 7) Some of the advantages and/or disadvantages of stocks versus bonds are: a) Stocks can provide very high returns, but the risks of losing the entire investment are quite high and owners of stocks do not have voting rights; Bonds provide owners with the right to vote on corporate issues and also have the advantage of being considered an expense, which makes them tax deductible, but they only provide a limited return. b) Stocks provide owners with the right to vote on corporate issues and can also provide very igh returns, but the risks of losing the entire investment are quite high; Bonds have the advantage of being considered an expense, which makes them tax deductible, but they only provide a limited return and their owners do not have voting rights. Page 2 of 5

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