4- The provision for loan loss ratio is 7.5%, the Net Interest Income is $750,000, the adjusted operating income is 760,500 and the pretax operating income is $520,000 and the reserve for loan losses are 40,000 and the total non-interest expense is75% from the total non- interest income. The Net Interest Margin is 11.5% and the earning assets are 65% of the total assets. How much is the most accurate loan ratio? * 30.51% 33.56% 38.56% 56.33% O None of the above