4. There are two common choices for the term of a home mortgage: 15 or 30 years. Suppose you need to borrow $90,000, at an interest rate of 4.5%, to buy a home! a. Find the monthly payment for each loan option (15 and 30 years). 15 year loan 30-year loan b. How much total interest will you end up paying under each loan option? [ls the total interest for the 30-year loan exactly double that of the 15-year loan? If not, think about why it is more or less than double?] 15-year loan 30-year loan