4: Unreleased Mortgage Background: Mark is refinancing his home mortgage. However, the title examination reveals that a previous mortgage was never properly released by the lender, even though it was paid off years ago. Task: Evaluate the impact of the unreleased mortgage on Mark's ability to refinance. Assess the potential liability for the lender and the title company for failing to release the mortgage. Propose solutions to resolve the unreleased mortgage issue and proceed with the refinancing