4) Using the amounts in the table below and an interest rate of 5% compounded annually, determine (a) the equivalent present amount (b) the equivalent annual amount (c) the equivalent future amount at EOY 12 Use the gradient conversion factor, if and where applicable, EOY Deposit 0 1000 1 1000 1000 3 1000 200 5 250 6 300 7 350 400 500 10 400 11 300 12 200