4. Using the format a monthly budget prepare your budget for the current month using a zero-based format (e.g. giving each dollar you bring home a name as either spending, saving, or giving). List all your assets, liabilities and debts, and your equity from all sources by the amount each is worth in total. What does your budget and balance sheet tell you about your current financial situation? If you wanted to increase your liquidity, what would you do to change your budget, and how would your balance sheet need to change