4. What is the effect of a cash refund on the accounting records? a. The Write Cheques form credits the Chequing GL account and debits Income. b. The Write Cheques form credits Credit Card fee expense and debits Chequing. The Write Cheques form debits the Income GL account and credits Undeposited Funds. The Write Cheques form credits income and debits the Chequing account. C. d