4. What is the present value of $5,000 received 5 years from now if the discount rate is 5% (rounded to the nearest dollar? a. $6,380 b. $3,918 C. $3,200 d. $3,560 5, what is the EAR of a 3-month $100 loan with an APR of 8% and a 2% loan origination fee? a. b. c. d. 47.5% 10.2% 17.35% 8.4190 6. Determine how much $1,000 deposited in a savings account paying 8% (compounded annually) will be worth after five years (rounded to the nearest dollar). a. $1,469 b. $5,526 c. $1,400 d. $784