4. Which of the following lists best describes the most logical way of planning for retirement in order? a. Gather current financial information, Quantify short term goals, Prepare statements to reflect current financial position, Calculate required retirement savings and estimated retirement spending, Monitor and revise b. Prepare statements to reflect current financial position, Quantify long term goals, Monitor and revise. c. Gather current financial information Prepare statements to reflect current financial position, Quantify short and long term goals, Prepare short-term budgets and estimate retirement spending, Calculate required retirement savings, Monitor and revise. d. Gather current financial information, Prepare statements to reflect current financial position, Quantify short term goals, Prepare long-term budgets and estimate retirement spending, Calculate required retirement savings, Monitor and revise