4) Which of the following statements is NOT true regarding a bank failure? A) A bank fails when its prot is much lower and it is unable to compete with other local banks. B) A bank fails when it is unable to meet its obligations to its depositors and other creditors. C) A bank fails when it is unable to repay its short-term liabilities, including demand deposits without notice. D) A bank fails when some of the bank's borrowers are unable to repay their loans or the bank's assets decline in value for some other reason. E) A bank fails when faced with a large and sudden loss of deposits a bank run