4) Which one of these is a money market security? A) common stock B) 20-year bond C) 2-year bond D) commercial paper 5) Which one of these assists in shifting an individual's consumption forward in time? A) a bank savings account B) a retirement savings plan c) a bank line of credit D) a life insurance policy 6) Commodity and derivative markets: A) enable the financial manager to adjust a firm's exposure to various business risks. B) are additional sources of financing for corporate projects. C) deal only in foreign currencies. D) are always over-the-counter markets. 7) Which one of these transports income forward in time? A) retirement savings B) credit card purchase c) bank line of credit D) car loan