$4$ years ago you borrowed $$102,976$ to buy a house. The interest rate quoted to you was $5\mathrm{.}68$ percent for $30$ years with monthly payments. Assuming you have made regular monthly payments up to now, what is the amount $($in $$)$ you still owe on the loan today? Answer to two decimals.

Hint: The hard way to do this is to use an amortization table. There is an easier way $-$ see if you can find it$.$