4. You are considering taking an econometric software course: R or STATE. The tuition is $1000, and knowing one of these software will generate lifetime earnings of $IDD,UUD. {Assume that those earnings are all realized one year after getting the software certificate.) Firms are going to use either STATA or Ft. There is a 50% chance that all companies use STATA and a 50% chance that they use R; a hearing is scheduled for the coming year, and if they decide to use only Fl {STATA}, learning STATA {R} leads to zero income. Should you enroll in an econometric software course today. or should you wait until companies reach their decision? Assume a nominal interest rate of 12% and an inflation rate of 2%. Explain all assumptions you use for your