(4) You deposit 500 at the beginning of each 4-year period for 44 years. If the effective rate of interest is 5%, compute the future value of this annuity. (5) Consider the following series of payments made at the end of each year at an interest rate of 4%. 3,2,2,1,3,2,2,1,3,2,2,1, What is the present value of this perpetuity