4. You have just graduated and have decided to buy a house. The house is listed at $255,000, and you have $5000 saved that you will use for a down payment. The best interest rate you can find is 8% compounded monthly (you missed a few credit card payments last year You plan to make monthly payments for 30 years, and the first payment is due at EOM1 a) What is your payment? b) How much principal is in the first payment? c) What percent of the second payment is interest? d) What percent of the 358th payment is interest? e) Twenty years from now, suppose you win the lottery and decide to pay off the entire loan the day your payment is due. How much will you owe the bank