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4 You have the choice between two loans to finance your property. Option A is a 15 year loan at 6.5% with 2 point fee.

4 You have the choice between two loans to finance your property. Option A is a 15 year loan at 6.5% with 2 point fee. Option B is 20 year loan at 7.0% with a 2.5 point fee. Which one should you take and why? Support your answer with both math and logic

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