4) You just borrowed $200,000 from Dua Bank for purchasing your first house and amortized it over a period of 25 years. Your mortgage rate is 10% per year with semiannual compounding. Your mortgage payments will be monthly starting one month from today. Find the appropriate rate you will use to find the monthly payment. a) 0.797414% b) 0.816485% c) 0.829890% 0.833333% e) 5.000000% d)