4. You park your car on Sixth Street and walk over to the quad for lunch. While crossing Wright Street, you are hit by a bicyclist and knocked to the ground. You hit your head so hard you are knocked out. When you wake up, the person who hit you is gone. You incur $45,000 in medical bills. The person who hit you would be liable for $150,000 in damages if you could find them. Your policy will pay:

A. 0 B. $25,000 C. $45,000 D. $125,000 E. None of the above.