4. You purchase a $255,000 house and pay 20% down. You obtain a fixed rate mortgage where the annual interest rate is 5.85% and there are 360 monthly payments. Assume the monthly payment is $1203. Construct an amortization schedule for the first two months. Provide the beginning balance, interest payment, principal repayment, and ending balance. You should also present necessary calculations leading to your answers. (6 points)