40. A 30-year old customer with a 30-year investment horizon has received her first substantial year-end bonus of $30,000 from her job working at XYZ corporation and decides to invest the money into ABC Growth Fund (details please refer to the supplementary material on iLearn). She informs you that things have been going well at work and she is likely to receive at least another $30,000 bonus at the end of next year that she will invest as well. You should inform the customer that: a. Because of the funds "letter of intent" feature, you will be able to offer her a 1% sales charge on class A shares. b. Because of the funds "rights of accumulation" feature, you will be able to offer her a 1% sales charge on class A shares. c. The best recommendation for the customer is to use this year's bonus of $30,000 to buy ABC fund shares; and to use next year's bonus to buy shares of another growth fund so that she can achieve "double diversification" d. The best recommendation for such a long-term investment would be Class C shares since they have neither a "front-end load" nor a "backend load