40. A vegetable garden is in the shape of a triangle with a base ofB=17ftand a height ofH=14ft. Find the area of the vegetable garden.

55. Calculate the future value. (Round your answer to two decimal places.) P = $21,000, r = 5% compounded monthly, t = 5 years

57. A mutual fund has total assets of $50,000,000 and total liabilities of $6,000,000. There are 1,600,000 shares outstanding. Find the net asset value of the mutual fund. (Round your answer to the nearest cent.)

58. Suppose you obtain a 20-year mortgage loan of $199,000 at an annual interest rate of 8.2%. The annual property tax bill is $977 and the annual fire insurance premium is $495. Find the total monthly payment for the mortgage, property tax, and fire insurance. (Round your answer to the nearest cent.)