40 Which of the following statements is correct? Future values cannot be calculated if t is greater than r. If the rate at which you can invest is 1%, the value today of $1 to be received in the future, is less than $1. If the rate at which you can invest is 20%, the future value of $1 received today, is less than $1. Present values are always equal to future values when both r and t are positive. Present values are always larger than future values when both r and t are positive