41. Identify the type of annuity and calculate the number of payments during the term: a. Karl pays $280.00 for a lease at the beginning of every month for 3 years and 6 months at 7% compounded annually. b. Aida pays $1,000 at the end of every three months for 5 years and 9 months towards her student loan. At 4.5% compounded quarterly. c. Kapil receives $1,500 at the end of every month for 15 years from a retirement fund at 4% compounded semi-annually