41.____ is the fastest growing category of workers compensation claims.

a.Drug abuse

b.Mental stress

c.Alcohol abuse

d.Physical exhaustion

42.Which act, as amended, provides monthly benefits to retired workers who are at least 62 years of age?

a.Fair Labor Standards Act of 1938

b.Social Security Act of 1935

c.Employee Retirement Income Security Act of 1974

d.National Labor Relations Act of 1935

43.The ____ of 1984 provides for the continuation of health insurance coverage for a period of up to three years for employees who leave a company through no fault of their own.

a.Fair Labor Standards Act

b.Employee Benefit Protection Act

c.Consolidated Omnibus Budget Reconciliation Act

d.Employee Retirement Income Security Act

44.____ are organizations of physicians and other health care professionals who provide a wide range of services for a fixed fee.

a.HMOs

b.PPOs

c.POSs

d.Traditional providers

45.Which type of health insurance program involves an agreement between employers and doctors, hospitals, and other medical facilities to provide services at a discounted fee in return for the companys participation?

a.Traditional programs

b.HMO

c.PPO

d.Self funded programs

46.Which is possibly the largest single benefit most employees receive?

a.Pension

b.Unemployment compensation

c.Injury compensation

d.Health insurance

47.Which type of insurance programs provide replacement income for an employee who cannot return to work for an extended period of time due to illness or injury?

a.HMO programs

b.LTD programs

c.PPO programs

d.POS programs

48.Which plan specifies the amount of pension a worker will receive on retirement?

a.Defined benefit plan

b.Defined contribution plan

c.Cafeteria benefit plan

d.Flexible benefit plan

49.After employees have satisfied certain age and time requirements, the employee becomes ____ in their pension plan and has a right to participate in the plan.

a.certified

b.vested

c.classified

d.socialized

50.Which benefit plans specify the rate of employer and employee contributions?

a.Flexible benefit plans

b.Cafeteria benefit plans

c.Defined contribution plans

d.Defined benefit plans