4.13 (2 Marks) A company sells annuity products and the company has just issued a new product which requires the company to pay an annuity of R100 000 per year in arrears for five years. The interest rate is 9% per year. The company received R388 965 today in exchange for the commitment to pay the annuity, one year prior to the next annuity payment, and the company invests this to earn 9% per year. What is the interest earned by the company in Year 3 just prior to paying the annuity of R100 000 for that year?